Reviews
State Farm® Agent Chris Obear
Our customers are the center of our universe and we're grateful for them.
If you're willing to share your experience about your interaction with our agency, it'll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
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What our customers say about us...
brian wingo
October 29, 2026
"Chris and his team has been great working with! They take the time to make sure that you get the coverage you need and they take the time to explain any questions you may have."
"Brian, I'm so pleased to hear that our team was helpful in obtaining the coverage you needed and responding to your questions. We are always here to assist with anything else you might require. Thank you for choosing us!"
Demetrice Merriweather
October 27, 2026
"Thank you Justin Williams for such great service. And Katie did a great follow up. I'm glad to be a happy customer of State Farm."
"Demetrice, we appreciate you taking the time to share your feedback! I'm pleased to know that Justin and Katie delivered excellent service and follow-up. We're delighted to count you among our satisfied customers. Please let us know if there's anything else we can assist you with!"
daniel sims
October 21, 2026
"Great service, quick and easy."
"Daniel, thank you for taking the time to leave us a review! I'm happy to hear that you found our service quick and easy. Let us know if we can help with anything else!"
Justin Williams
October 16, 2026
"Katie was awesome and helped make the process go smoothly, and Chris is overall just a great guy! Good team here that looks after their people!"
"Thank you, Justin! I'm really happy to hear that Katie made the process smooth for you and that you had a positive experience with our team. We strive to look after everyone who walks through our doors. Feel free to reach out if you need anything else!"
Corey Crawford
October 12, 2026
"I called looking for quotes for a Chevy traverse and my bmws Brandon Beck Fixed me up most ppl won’t cover full coverage on a classic 89 bmw 325i pretty much original State Farm will as now I just got the liability but down the line I’ll swap to full like we have on our traverse I was going that day to bowling green Kentucky to pick up my classic bmw Brandon fix me up they had trouble with the computer system doing a up date he stayed after hours till it was fix so I’d have insurance as I traveled from Tennessee to Kentucky most ppl I’ve dealt with in the past would have went home meanwhile I’d think I had insurance when I didn’t any one ever drive through crashville I mean Nashville lol knows anything can happen Brandon made sure he got the price right with the coverage I needed I’m very happy with the deal I got I realize not every one pays the same but he does everything he can to help"
"Thank you for taking the time to share this Corey. I apologize for the delayed response, but I really appreciate the detailed review. Brandon takes a lot of pride in making sure customers have the right auto insurance coverage, especially in time-sensitive situations like this. We’re glad he was able to stay late, get everything set up correctly, and make sure you were covered for your trip. If you ever need anything don’t hesitate to give us a call!"
ELIZABETH SHAFFER
October 9, 2026
"I switched over to State Farm because Chris Obear listened to my concerns and understood that I needed vehicle insurance that was not only reliable and accessible but very very affordable. I also have better coverage with State Farm. I didn’t feel pressured and Chris clearly explained the process in terms that were easy to understand. Switching over was a good decision"
"Elizabeth, thank you for taking the time to leave us a review! I'm happy to hear that you found the switch to State Farm beneficial and that the process was clear and pressure-free. It's great to know you're satisfied with your coverage. Let us know if we can help with anything else!"
Mike Patterson
October 8, 2026
"Chris Obear’s team at State Farm is awesome. Glad I switched!"
"Mike, thank you for the 5 stars! I'm happy to hear that you're glad you made the switch to our team. We're here to make sure you have a great experience. Let us know if we can help with anything else!"
Coop
September 30, 2026
"Calling for Justin and Chris happened to answer the phone and was able to address all of my questions. They are BOTH knowledgeable and great people."
"Thank you for your review. I'm glad I could help with your questions. We strive to be knowledgeable and supportive. Feel free to reach out if you need anything else!"
Brad Ray
September 22, 2026
"They were able to help me out very quickly and got me a policy that made sense and was very affordable. Quick, friendly and top notch service."
"Brad, thank you for taking the time to leave us a review! I'm happy to hear that we could assist you quickly and find a policy that fits your needs and budget. Quick and friendly service is what we aim for. Let us know if we can help with anything else!"
Ernest Hollis
September 21, 2026
"Chris helped me with the insurance I needed after my old insurance went up."
"Ernest, thank you for taking the time to leave us a review! I'm happy to hear that I could assist you in finding the right insurance after your previous rates increased. Let us know if we can help with anything else!"
Liesel Cramer
September 16, 2026
"I had an excellent experience getting set up for my new car insurance with Chris and Justin. They answered my questions and explained everything to me. This office team is right on with how they run things! Thank you!"
"Liesel, we appreciate your recommendation and support! I'm happy to hear that you had a great experience with us while setting up your car insurance. We always aim to make the process smooth and informative. We're always happy to help if anything comes up!"
Janet Schmidt
September 15, 2026
"State Farm Claims totaled our wonderful 2009 Mercedes E350 for replacement of a damaged front bumper."
Kristy Alston
July 30, 2026
"We moved from FL to TN and Chris made everything VERY easy. Best experience with any company I have had in a very long tjme."
"Kristy, thank you for taking the time to leave us a review! I'm happy to hear that your move went smoothly and that we could make the transition easy for you. It's great to know you had such a positive experience with us. We're always here if you need anything else!"
Michael Mitchell
July 17, 2026
"Seriously love working with Chris and Katey. They both are quick to respond and any issues are handled so quickly. Highly recommend checking them out."
"Michael, thank you for taking the time to leave us a review! I'm really happy to hear that you enjoy working with our office. It's great to know that their quick responses and efficient handling of issues have made a positive impact. We appreciate your recommendation! Let us know if we can help with anything else!"
Juan W.
May 29, 2026
"The staff there are very knowledgeable, courteous, and helpful. Sometimes it feels like talking to family. They are greatly appreciated."
"Thank you, Juan! I'm happy to hear that our staff made you feel like family and that you found them knowledgeable and helpful. We truly appreciate your kind words. Let us know if we can help with anything else!"
Galen Cherry
May 19, 2026
"Katie Locke is my go to. She performs above and beyond with an authentic personable nature. Promote this spectacular young woman."
"Hey, Galen! Thank you for the amazing review and for recognizing Katie’s dedication and personable approach. It means a lot to hear she continues to go above and beyond and provides such a positive experience. We truly appreciate your support and your thoughtful words about Katie."
Stewart Thacker
April 3, 2026
"I highly recommend Chris and the state farm team. They helped me save nearly 100$ a month for full coverage when switching from progressive to state farm . And got a better coverage .I couldn't be happier."
"Stewart, thank you for your fantastic feedback! I'm happy to know that the team helped you secure better coverage. Your recommendation is greatly appreciated. Let us know if there's anything else we can do for you!"
Rachell brown
March 30, 2026
"I just want to say thank you to Chris Obear from State farm. I not going to even lie I though they was no way my insurance would be lower than what I was paying and he has went above and beyond. I was able to not only get my premium down alot but even better insurance and perks. This was so easy and alot less stressful then I could have imagine. I think if u are looking around he will get you where u need to be. Thank you again Chris for saving me and my family so much money."
"Thank you so much, Rachell! I'm delighted that the team helped you find better insurance options with added perks. It's wonderful to know the process was smooth and stress-free for you. If you have any more questions or need assistance, don't hesitate to reach out!"
Wendy Rice
March 19, 2026
"Chis and his staff were on point and able to get best rates in years"
"Thank you, Wendy! I'm glad the team was able to help you find the best rates in years. We're dedicated to offering top-notch service and are here for any of your insurance needs. Let us know if there's anything else we can assist with!"
Damon Carter
March 9, 2026
"Very fair very polite"
"Thank you, Damon! I'm happy to know you found our service fair and polite. Your feedback is greatly appreciated. Let us know if there's anything else we can assist you with!"
Mason Markarian
February 20, 2026
"Chris cut my monthly bill in HALF with a few questions and a pleasant conversation. I am beyond grateful to him and his team. He is my go-to for auto and homeowners insurance needs."
"Thank you, Mason! I'm happy to hear the team were able to help reduce your monthly bill. Your confidence in us for your auto and homeowners insurance needs means a lot. If you ever have more questions or need assistance, feel free to reach out!"
Randall
February 19, 2026
"Chris and his team worked very hard to get me to come back to State Farm they call me for months before I finally agreed and he still surprised with a premium that I wasn’t expecting it was great he saved me almost a hundred dollars on policy if you need an agent that will work hard for you call Chris Obear’s office"
"Randall, thank you for sharing your experience! I'm happy to hear the team was able to assist you and offer a premium that exceeded your expectations. We're delighted to have you back with us. If you ever need anything else, feel free to stop by!"
Jason and Paulina Jensen
February 13, 2026
"Chris was able to exceed our needs with the prices of our insurances. We are now saving the equivalent of three car payments for the entire year."
"Thank you, Jason and Paulina! I'm happy to hear that you're saving so much on your insurance. It's great to know that the pricing met your needs. If you have any more questions or need further assistance, feel free to reach out anytime!"
Helen
February 10, 2026
"Chris was very nice and helpful, he worked to get us the best policy for both auto and renters. Katie is very friendly and helpful as well. We are very happy with service and plan on being with this state farm office for years to come."
"Thank you, Helen! I'm glad to hear that you had a positive experience with Katie. It's wonderful to know that you're satisfied with your auto and renters policies. We look forward to serving you for many years ahead. If you ever need anything, feel free to call!"
terry wigginton
February 9, 2026
"The process of switching my car and renters insurance to Statefarm was absolutely seamless and stress free. I also received a MUCH better rates than with my previous insurer. Thank you Chris."
"Terry, thank you for sharing your experience! I'm glad the transition to our car and renters insurance was smooth and stress-free for you. It's wonderful to know you're pleased with the rates. If there's anything more we can do, just let us know!"